Author Archive

Understanding Health Insurance For Texans Easier Than One Might Think

For some people, mention the words “health insurance” and the eyes begin to glaze over.
If you’re living in Texas, the state with the largest percentage of residents (25%) without health insurance coverage, it’s probably the same. For those living in Dallas, Houston or Austin, which traditionally have some of the highest numbers, the confusion may […]


Texas Children In Danger Again: Bush’s Restrictions On The Children’s Health Insurance Program

In what seems like an overt effort to enrage Congress, President Bush has undermined the implementation of a bill expanding the Children’s Health Insurance Program by issuing a set of guidelines virtually impossible for most states to meet.
With Congress in a month-long recess, Dennis G. Smith, director of the federal Center for Medicaid and […]


Texas Employers Likely To Face Shortages Of Workers

Every business needs capital to survive, but an even more important need is that of people to run a business and keep it growing.
For companies in Texas and especially high growth areas like Dallas, Houston and Austin, any problems that exist now are likely to increase. The reason? An aging workforce and a projected high […]


Texas Ranks Above Average on National Credit Scores

Credit card usage is on the rise, according to a report released this week by the well-known credit-tracking company, Experian. More Americans have more cards, and heavy users are just getting heavier. Texas isn’t doing so bad, though, ranking below the national average for the number of cards per resident, the percentage of those who […]


COBRA Problems Can Hurt Texas Residents

Texas residents faced with a job loss in Dallas, Houston, Austin, or throughout the state, once had a big problem when it came to health care.
Before the advent of federal legislation commonly referred to by its acronym — COBRA (short for the Consolidated Omnibus Budget Reconciliation Act of 1985) –leaving one job typically meant losing […]


More Young Adults Lack Health Insurance Than Any Other Group: Texas Ranks The Lowest In The Country

For many of the 13.3 million uninsured young adults in America, it comes as no surprise that their demographic leads those going without health coverage. According to the Commonwealth Fund, a private, non-partisan foundation supporting independent research on health and social issues, in 2005, thirty percent of the forty-five million people in the U.S. who […]


Texas Residents Finding Options For Health Insurance

Companies looking for ways to cut costs in a competitive marketplace are increasingly looking to health insurance as a source of savings. While that’s not good news for employees, it does represent something of a trend — employees purchasing their own health insurance or filling in the gaps left by workplace budget cuts.
In Texas, however, […]


Saving Money Can Be Enjoyable For Those In Texas

Money and fun aren’t necessarily words that people automatically put together. But for people in the cities of Houston, Dallas and Austin, and throughout Texas, there are more than enough ways of dealing with the stuff to make the world go around a little easier.
Central to the idea of having enough money to live well, […]


Texas Invests In Its Future: The Young See Hope For Retirement

No wonder so many of us run from discussions on financial matters, ignore our bills, and spend too much money, as if in rebellion. It’s scary out there.
Last year, the Employee Benefits Research Institute released the results of a study concluding that the majority of Americans are unprepared for retirement, are not saving enough for […]


How To Apply For Health Insurance For Your Business In Texas

If you own a small business in Dallas, Houston or anywhere else in Texas and are looking for a health insurance provider for your employees, here’s a standard list of business data you’ll need to provide:
- Employer name. The legal name of your company.
- Address of your business. Insurers need the street address, […]