Author Archive
Can I Pay For School With a No Credit Check Student Loan?
You just might need a student loan with no credit check if you want to get any education beyond high school. Sending yourself to college costs a lot more than it used to, and it’s not getting cheaper any time soon. The problem is, most prospective students don’t have the credit history or FICO rating […]
Understanding Guaranteed Personal Loans
Nearly everyone has had a short term financial crisis at one time or another. The cable guy is knocking at the door, or the auto mechanic just left a message. The insurance company is on the phone. Whatever the reason, despite all our efforts to plan and budget well, occasionally we come […]
Understanding Home Loans That Don’t Require a Credit Check
Why is home ownership such a big part of the American Dream? I don’t think it’s because just because of the extra space that owning a home affords you. You could rent a big house and enjoy the same space.
I don’t think it’s the personal finance reasons that people claim about how homes “make […]
What Can I Use as Collateral for a Secured Personal Loan?
People often think they don’t have anything valuable to use as collateral for a small secured personal loan - like you might get at a pawn shop. The fact is, the average person’s house is crawling with junk that a pawn shop would be happy to hold onto, if you just know where to […]
Where Can I Get a Secured Loan?
Secured Loans generally come from 3 places - You either get the loan from a traditional lender, like a bank, a nontraditional lender, like an organization dealing specifically in secured loans, or a small, local business, like a pawn shop. Each of these lenders has pros and cons, and each should be thoroughly researched […]
What are Secured Personal Loans?
Unsecured personal loans are a great way to get money in a pinch - but they just aren’t available to everyone. People with poor credit history or bankruptcy filings in their past are unlikely to be approved for an unsecured personal loan. However, even if you’ve had trouble getting a personal loan in […]
How Can I Pay As Little Interest As Possible on My Secured Medical Loans?
If you have ever taken a loan out, you know the meaning of the word interest. Many home buyers put their mortgage on a thirty year plan and end up paying not only the principal or original loan amount, but more that double in interest.
Borrowing money can be a frustrating thing, and since most of […]
What are the Different Uses For Personal Signature Loans?
Many banks and credit unions offer personal loans, but not all consumers understand what the loans can used for. The word personal is simply saying that you have the personal choice to use the money on whatever personal need or want you may have.
There are all kinds of uses for personal loans. A personal loan […]
How is Interest Calculated On Car Loans and Others Such as Medical Loans?
Everyone knows that with a car loan, or any other loan for that matter, comes that extra present we like to call interest. Paying interest is what allows us to borrow money for big ticket items like cars and houses.
Although it can be a pain to borrow, there are ways to avoid paying the maximum […]
What is a Signature Overnight Loan?
You have probably heard of cash advance loans, payday loans, overnight loans, and other fast cash lenders. These companies will lend you small amounts of money, anywhere from $100 to $1500, for a fee.
They will take a post dated check for the total amount borrowed plus the fee for borrowing and they will cash it […]
