Author Archive
Read and Understand the Fine Print
Knowing the terms and conditions of your credit card is important in order to maintain financial well being. The terms and conditions vary between credit card issuers but this article will contain basic information to help you understand what you are getting into, or have already gotten into.
Nowadays with so many companies reporting our […]
Steps You Can Take to Get Your Interest Rates Lowered
Some people are simply not aware of their level of power when it comes to credit card companies. Are you one that has thought in the past that there really is nothing you can do in regards to your payments or interest rates?
That is simply not true and here is some very […]
Bad Credit, No Credit, No Problem for Payday Loans
Do you need a cash advance? You could get one today if you need it immediately. Several payday lenders can serve your needs for immediate amounts of money. Here you will find out how payday loans work and what they are meant for.
What is a Payday Loan?
It is like asking your employer […]
How to Find a Payday Loan
Payday loans are small, short term cash loans that are given to customers between their paydays to help ease financial difficulties during that time. They are also known as paycheck advances or cash advances and are usually not in large amounts. Typically they are limited to amounts of $1,500 or less.
There is quite […]
Cash Advances vs. Other Credit Options
Unfortunately our political advisers have targeted lending and cash advance companies. They feel they can decide what is right or wrong regarding money lending. A lot of people who have limited resources need short term cash advancement and are willing to pay the fees and interest rates associated with them.
For example, […]
The Myth of the 36% APR Cash Advance Loan
“What is wrong with lenders who think they need to charge more than 36% APR? If they can’t make money at 36% APR then they should be out of business,” quips the well-intentioned blogger who reads about cash advance lenders who state time and time again that a 36% annual percentage rate loan would […]
Get Your First Payday Loan Like a Pro
If you have never had a payday loan, you might wonder why anyone would get one. After all, every loan accrues interest, so why get one for the short-term? When someone is living paycheck to paycheck it’s difficult to come up with quick cash for any unexpected bills. These could possibly […]
Finding the Online Payday Advance Lender of Choice
Payday loans are becoming more popular, and more in demand, as the global credit crunch continues. But can the average consumer afford to use one of these short-term loans? That is a question that many people are asking right now. And rightly so, because unless they go about finding the best lender, […]
Online Payday Loan Safeguards for Consumers
The landscape of the online payday loan world is becoming increasingly more difficult to navigate. When one searches the term “payday loan” or “cash advance loan” millions of results are returned, often leaves the person looking for a short-term payday loan confused and uncertain of the best option that is available for them. […]
Don’t Be Duped by Credit Union’s Payday Loan Alternative
I read with some interest an article in my credit union’s quarterly newsletter about a new loan product that they heralded as a great alternative to payday loans. The article claimed that members of the credit union could avoid the triple-digit APR of payday loans and enjoy the convenience of having the loan issued […]
