Author Archive
Credit Cards - Should You Get A Student Credit Card Or A Secured Credit Card?
If you’re looking for the right credit card, you’ve no doubt noticed that there’s a dictionary’s worth of terminology involving them. Two terms that cause a lot of confusion for young people are “student credit cards” and “secure credit cards”. What are they? Is there any difference between the two? Which one is best for […]
Credit Cards - Should You Move Your Loan Debt To A Student Credit Card?
As some of you probably know, student loans can be a real killer. As if cash wasn’t hard enough to come by in college, many young people are faced with the not-appealing prospect of having to pay off loans after graduation, in many cases for years. According to the College Board, the average student owes […]
Student Credit Cards - Are You Financially Literate?
You’re danged if you do, and you’re danged if you don’t.
At least that’s how it seems when it comes to college student credit cards. On the one hand, many young people seem to look at a credit card as a “free money” stream, having not broken out of the habit of living at home and […]
Credit Cards - Store Credit Cards: Holiday Blessing Or Hidden Curse?
It’s no secret that the holiday season can create sort of a “feeding frenzy” mentality when it comes to spending, especially with credit cards. Retailers know this, and so many of them are more than happy to help out - or so it seems - by offering you the chance to apply for their store […]
Credit Consolidation - How To Break Out Of The Bad Credit Cycle
Welcome to the age of instant gratification. We want what we want and we want it yesterday. Who has time for careful consideration and using our credit wisely when there are so many cool new toys out there?
And then, before we know it, there comes a day when we want to buy a […]
