Author Archive

The Plan You Make to Pay for Your Dreams

Do you hate the thought of a budget telling you how and when you can spend your money? Then you have the wrong idea about budgets because a budget is actually something you make up about how and when you can spend your money. A budget is actually a tool you can use […]


How Much House Should You Afford?

Making financial decisions is part of life. So is dealing with the consequences of those decisions, whether positive or negative. Let’s talk about the decision to buy a home, and what the positive or negative consequences of that might be.
Home ownership is one of the symbols of adulthood and independence we all strive for. Ironically, […]


A Great Tool for Increasing Your Personal Productivity

As people start a new year with new goals and resolutions, they’ll inevitably look at the previous with one big question on their mind: What happened?
Chances are, they’ll feel frustrated. They’ll start to look at how they spent their time and money, and almost inevitably, discouragement will start to set in.
The real tragedy is that […]


How Can I Be Cost-Conscious But Revenue-Driven in my Business?

You’re getting pulled in two different directions. As the owner of a start-up business into which you’ve probably put a bunch of your own (or the bank’s) money, you’re in a battle from minute one to get the business cash flowing so it can survive.
As you fight to stay in the black (or minimize […]


Two Principles of Personal Finance You Want to Understand

News about the current credit crisis in America should cause everyone to reflect on what got us here in the first place. It’s not fair or reasonable to place the blame on the mortgage companies and other big banks. That’s like blaming a fast food chain for your obesity. Hopefully you all understand that you’re […]


Five Keys to Success in Sales

Becoming a great salesperson rarely just happens; it generally takes a whole lot of study and effort. After working in sales for years and rising to the top of my company, these are my five keys to success in sales:
1. Get rid of your stinking thinking.
Most people naturally default to a negative, pessimistic state of […]