Author Archive
Why Paying Your Credit Card by Direct Debit Will Save You Money
In most cases, you’ll not only pay a late payment fee that could run up to GBP 12 or more, you’ll also see your interest rate on that credit card rise, sometimes as much as 15%. It can get even worse than that. As card companies and other lenders take to “universal default” clauses, a […]
How to Compare Remortgage Deals Side by Side
When it comes time to compare mortgage and remortgage terms, the piece of advice you’ll hear most often is to be sure to compare like loans side by side. After all, they’ll tell you, you can’t expect to compare apples to oranges and come up with a comparison that makes sense. When it comes to […]
Who Uses Credit Cards and Why?
Plastic has changed the face of the world as we know it. Over the past few decades, credit cards have crossed the line from luxury to necessity. They’re no longer a symbol of profligate spending and living beyond your means. Instead, they’ve become a valuable tool to help you safeguard your cash, deal with emergencies, […]
Are Balance Transfer Credit Cards On the Way Out?
Balance transfer credit cards are among the most popular products on the market today, but the finance columns have been hinting that they might have a limited life span, done in by their very popularity. If that’s true, then the word hasn’t got to the credit card companies. Far from being on the way out, […]
What The Banks Don’t Want You to Know
Consumer watchdog Which? has condemned this approach as “sneaky”, wondering how customers will ensure a good personal loan deal when there is no easy way to compare the APR (annual percentage rate) . There is speculation that the increased popularity of price comparison websites in recent years has prompted banks to adopt this veil of […]
Are We Seeing The Demise Of The Balance Transfer Credit Card?
A few years back, credit card companies realized that they reached nearly every potential new customer. In order to keep increasing their market shares and their profits, they were going to have to entice people who already had credit cards to jump ship from their old companies and apply for a new credit card with […]
What are Low Interest Credit Cards?
One bit of advice you’ll often get when you’re thinking of applying for a credit card is to look for one with a low rate of interest, or a low APR. It used to be traditional wisdom that your best option in a credit card was always the one with the lowest interest - but […]
Homeloans - Five Things to Watch Out For
Homeowner loans can be a quick and easy way to finance major investments and purchases. With these loans, you can tap into the value of your biggest asset in order to pay for things that are important to you. Those ‘things’ are virtually unlimited - you don’t have to account for how you spend the […]
What Are The Best Car Loans in the UK
The best car loans in the UK may not be car loans at all. Here are a few facts you should know about taking out car loans at the car lot.
- Car lots make money by selling you financing. Keep in mind that the salesman is not your friend, and no matter what he tells you, […]
Get A Secured Loan Online from UK Lenders
When you’re looking for the best secured loan UK lenders have to offer, online is the place to do your searching. These days, even the experts are suggesting that consumers shop online to find the best rates for secured loans, personal loans and mortgages. Online lenders are able to offer the best rates to UK […]
