Author Archive
Writing An Effective Credit Dispute Letter: Sure To Get Negative Items Removed
Is lousy credit preventing you from getting that house, car or other things you always dreamed about? Have you spent sleepless night’s wishing you could repair your damaged credit without it taking years or even decades?
Poor credit translates into high interest rates on credit cards, vehicles and other major purchases. Such high interest rates […]
Disputing Guidelines You Should Keep In Mind When Restoring Your Credit
According to the major credit reporting agencies there are some guidelines that you need to follow when disputing errors on your credit report. When you hire a credit restoration agency you don’t need to know these guidelines, you just simply hire them and let them worry about getting your report clean, after all that’s […]
Bankruptcy: Some Things You Should Consider Before And After You File
Bankruptcy may be termed as a situation when a person is not able to pay his debts due to lack of money. The person who is bankrupt for the first time is given a discharge period of one year prior to the date of bankruptcy order but in some cases, the bankruptcy discharge period […]
Do Not Let Your Past Affect Your Future: Bad Credit Cash Advance Loans
Many of us may have taken a loan in the past but were unable to repay it for varied reasons, some could be personal others financial. However, the creditor is not expected to understand the cause for non-payment and this makes the defaulting borrower enter the group of bad debts and the individual’s credit history […]
Identity Theft: Tactics They Use To Obtain You Identity And The Affects It Can Have On Your Credit?
Identity theft has become a rapidly growing problem the world over. Identity theft can tarnish your image as well as a solid credit record, one that you may have spent years building in just a couple of minutes.
Identity theft usually happens when a thief is able to get someones name, address, social security […]
Making Sense Of It All: Reviewing Your Credit Report
Your credit report contains so much information about you and your spending habits that it can be difficult to make heads or tails of it. The first thing that you should know though, is that not all credit reports will look exactly the same. The three main credit reporting agencies all use different […]
Bankruptcy: How It Can Effect Your Credit And What You Can Do After To Repair It
Over the years I have heard many different views on whether or not somebody should claim bankruptcy. Is it a good thing to claim bankruptcy, or a bad thing? Well unfortunately I know first hand the effects of bankruptcy, it devastates your credit and if I had the choice over, I wouldn’t do […]
Don’t have Any Credit? Try Creating An Alternate Credit File
If you have been looking for the ways to repair your credit score, then I am sure that you have come across companies that have mentioned obtaining an alternate credit file. Before mentioning its merits, it is important to know the concept behind creating these alternate credit files. A few years back the […]
Credit Restoration: Hire A Proffesional Or Do It Yourself?
If you are considering the restoration of your credit report, then you should seek the assistance of a credit restoration professional. As an alternative approach you can consider doing it yourself and follow certain self-reliant practices to make the restoration process successful. Both of these approaches have their own merits and are […]
Choosing The Right Credit Repair Company: There Is No Such Thing!
Definition of “Repair”- restore by replacing a part or putting together what is torn or broken; “She repaired her TV set”; “Repair my shoes please” or the act of putting something in working order again.
So in a sense is your credit really broken? No it is not, maybe not functioning as it should, […]
